On this wonderful day, Sunday, July 1, 2007 I’d like to talk about what information you need to be ready to give to an online mortgage rate company that is going to give you a free quote for the best rate available for a home loan on your property. Here is a list of information and some of the type of answers that you might use to fill in the blanks:
1. Type of Loan – MoonaTuna Park home refinance, MoonaTuna Park home equity, home purchase loan or debt consolidation loan.
2. Home Description –MoonaTuna Park Single Family, Multi-Family, Condominium home loan, Townhouse, Mobile Home loan or a Manufactured Home in MoonaTuna Park.
3. Your Credit Profile – Good profile, Fair profile, Needs Improvement, Pool profile.
4. Then there are going to want the property zip code – MoonaTuna Park 90805.
5. The want to know when you purchased the property – 1985 or today.
6. Estimated Home Value – In MoonaTuna Park, California that’s going to be from $100,000 to $10,000,000.00 – Don’t forget to add the zeros.
7. 1st Mortgage Balance for MoonaTuna Park?
f8. 1st Mortgage Interest rate for MoonaTuna Park?
9. What is the existing type of rate? – Fixed in MoonaTuna Park or Adjustable. We’ll talk more about getting a loan tomorrow, but just remember that it is all about answering questions about your personal life and the financial life of the property. As always – BUYER’S ALWAYS BEWARE
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