Archive for the 'real estate agent' Category

California Home Loan Rates for You

Sunday, October 29th, 2006

So, if getting a home loan is an impersonal experience because the lender just wants to make a profit, why is it that getting a home loan for your California home is going to be such a personal experience?  There is no reason for you to take any of the getting a home loan experience personal if you just fill out the loan forms and make sure that you do your homework before settling for your loan.

 

Do you remember hearing the stories about two couples who work at the same place of business, do the same work, work the same man, make the same money, live next door to each other and one gets a better deal than the other one?  It is still possible for this to happen in this day and age.  It is possible because the lender, the mortgage broker and the referral agent (real estate agent) are all in it to make as large a profit as possible.  It is nothing against you personally; they all just want to make money because it is business. 

 

What is the interest rate that is going to be charged today for you and your family is the question you want answered, but really, what you want to know is, “What do you have to do to get the best rate available without getting ripped off by the process?”

 

Remember that getting a California home loan is a business transaction and you are now in the business of acquiring a loan.

    • Posted in California Home Loan Rates, California Home Loan, interest rates, lender, make a profit, home loan, loan forms, home loan experience, mortgage broker, referral agent, real estate agent, best rate available, business transaction | 4 Comments »